State Laws, Rules & Regulations

Insurance Commissioner, Director, or Superintendent (varies by state).

By appointment (usually by the governor) or, in some states, by election.

To enforce insurance laws and regulations and protect the public/policyholders.

Yes — the Commissioner has rulemaking authority to implement the insurance code.

A regulatory review of an insurer's non-financial practices such as sales, marketing, underwriting, and claims handling.

A regulatory review of an insurer's financial condition to confirm solvency.